Archive for Personal finance

James Goi Jr. is a speaker, mind-power coach, and the author of How to Attract Money Using Mind Power. His book is a serious work in which he quotes 160 other books. It’s available world wide through Ingram Book Company, and is also available on the Indian Subcontinent through Indra Publishing House, India. The next two foreign editions which will be published will be in Italian and Arabic. James has published the free monthly “Mind Power & Money Ezine” since January, 2008.

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Forget “one-size-fits-all” self-help programs. The Flow is totally different.

In fact, The Flow is like having a life, success, and wellness coach working with just you – helping you to get the life you desire.

Listen in as Tara Meyer-Robson shares with Living Fully After 40 Radio host Anna D Banks, one of the most extraordinary mind-body-life programs that has ever been written.

With The Flow you can:

* Break negative patterns and habits for good.
* Achieve financial success.
* Attract the perfect partner for you – in love, business, or life.
* Create total wellness.
* Understand the cause of illness, and completely renew your health.
* Create the body you have always wanted.
* Connect with joy, love, hope, and excitement in your life.
* Create peace and change in yourself and in the world.
* Create the life of your dreams – and watch it flow to you with ease!

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Miriam Goodman is a journalist, author, award-winning radio and television producer, and public relations consultant. She has interviewed more than a thousand people, from celebrities to diplomats, from Margaret Mead to Marilyn Chambers. She created, produced and hosted the first nationally syndicated feminist radio program, which ran for seven years from New York to San Francisco on the RKO radio network and dozens of other stations and earned several radio awards. She has been a frequent contributor to National Public Radio, the Canadian Broadcasting Corporation and the Australian Broadcasting Corporation. Miriam was a television producer for Newsweek Broadcasting, a documentary producer for the San Francisco NBC TV-affiliate and received two EMMY nominations her television documentaries. She is a columnist for examiner.com and contributor to other online publications as well. Her written work has appeared in such magazines as Family Circle, New West and MS, and in newspapers around the country. She has covered topics as varied as the Neptune Society to the UN Commission on Women.

Ms. Goodman’s Book, Reinventing Retirement: 389 bright ideas about Family, Friends, Health, What to Do and Where to Live has been chosen by the Book of the Month Club, The Quality Paperback Book Club and several other book clubs as a favored selection. It has been a best seller on Amazon in its category. This book is a comprehensive baby boomers guide to all aspects of retirement, from continuing to work to dealing with issues of moving, finding new interests, or feeling good about staying put. Read More→

(ARA) – Becoming better at sticking to a budget is a common New Year’s resolution – and one of the hardest to keep. Yet becoming financially fit in 2011 is more important than ever for many American families still struggling with the lingering effects of the economic downturn.

New Year’s is a perfect time to make a fresh financial start. Post-holiday bills and  can inspire you to become more financially fit. Financial planners agree that following some basic steps – like setting priorities and taking stock of expenses and income – can give you the best chance of keeping this important New Year’s resolution. Read More→

www.2Young2Retire.com

Top Ten Reasons to Take the 2Young2Retire Course

1. You are 50 or better and know you have many bonus years ahead.

2. You are ready to take responsibility for designing a future at least as interesting as your past, possibly more so.

3. You are willing to invest in a process that will help you create a life based on what is most important to you. Read More→

Dec
22

Top Ten Ways To Retire Retirement

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www.2Young2Retire.com

By 2Young2Retire.com

  1. Retire the word “retirement” from your vocabulary. Look it up: it means to “withdraw” or “retreat.” Words can shape reality, and it’s time for this one to go. Doesn’t “renaissance” or “graduation” better describe your post-career life?.
  2. Realize that retirement is a relatively new concept in human evolution. A few generations ago, before social security and full-time leisure became culturally embedded as the “norm,” elders remained productive members of society, relied upon for their insight, wisdom and skills. Read More→

Robert C Adamski

On behalf of Robert C. Adamski, Attorney at Law

The Federal Estate Tax was phased out for the year 2010, but was scheduled to come back with a vengeance in 2011 with an exclusion of a mere $1 million.

Fortunately, Congress has passed a bill granting a $5 million exclusion for 2011 and 2012, and the highest tax rate is 35%, a significant reduction from previous rates. The bill will go to the President on Friday. This is a drastic change from previous law.

What does this mean to you? A single person dying in 2011 or 2012 need not pay estate tax if their total taxable estate is less than $5 million. A married couple can double the exemption to $10 million with proper planning. Read More→

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HELP Committee Will Continue to Investigate PBGC Management and Oversight

WASHINGTON – Today Senator Herb Kohl (D-WI), Chairman of the Special Committee on Aging, and Senator Tom Harkin (D-IA), Chairman of the Senate Health, Education, Labor and Pensions (HELP) Committee, released a report written by the Pension Benefit Guaranty Corporation (PBGC) Inspector General Rebecca Batts on the continuing financial and organizational problems facing the agency.  The report, requested by Kohl as a follow-up to a May 2009 Aging hearing, reinforces the Senators’ concern over the PBGC’s capability to fulfill its mission to insure the pensions of nearly 44 million Americans.  Read More→

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AVOID MAKING COMMON MISTAKES
By Dr. Eva Mor

In my book Making the Golden Years Golden, I help the reader develop plans for their future retirement. Women tend to be less prepared then men. In this article I address the women that are more likely to be less financially savvy, and thus make costly mistakes.

The statistics show that women live longer than men, on the average 8-10 years longer, 50 percent of marriages end in divorces, so you must be prepared to manage your finances wisely if you should be one of the women that are living on their her own. The following are 10 mistakes that are most commonly made as well as suggestions of how to avoid them, or correct them:

  1. Being unfamiliar with finances.
    Women tend to let their spouses handle family finances and all related decisions. Protect yourself by making sure you know of all investments, all accounts, and your name appears on all of them. Joint ownership establishes your legal right to all assets in the event of your spouse becoming ill, or the unfortunate event of the marriage ending. Read More→

Dr. Mor an epidemiologist and a health care specialist. She also holds a Masters degree in Gerontology and Health Administration.

For the last 25 years Dr. Mor has dedicated her career to bettering the lives of the elderly. She has done so through work in nursing homes, chronic disease institutions, and acute care hospitals, as well as in home care services. She has been part of planning committees for the improvement of health services for seniors, and has done research to find out what services are available for this specific population, and what should be developed in the future.

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